Table 4.1: Guidelines and information for determining coverage of workers

	Guides and information
NSW	Claims Management Guide
Vic	Understand if contractors are considered workers for WorkCover insurance purposes Understand if the people you employ are considered workers, contractors or volunteers
Qld	Worker determination tests
WA	Workers Compensation and Injury Management: A Guide for Employers  Definition of Worker & Employer – Explanatory Guide Coverage for NDIS Support Workers Fact Sheet Workers Compensation Insurance for Contractors: Explanatory Guide & Assessment Tool Guidelines for Labour Hire Employers Labour Hire Employer Fact Sheet  Workers Compensation and Working Directors NDIS Support Worker Fact Sheet
SA	Who is a worker?
Tas	Workers Compensation Handbook: The Basics  A Guide to Workers Rehabilitation and Compensation in Tasmania
ACT	Who is and who is not a worker? - WorkSafe ACT
NT	The pay as you go (PAYG) test applied under the Australian Taxation Office (ATO) laws is used to determine who is required to be covered for workers compensation in the NT. The ATO website has guidelines on how to check if your worker is an employee or contractor by reviewing the whole working arrangement. The definition of a worker is: An individual who performs work or a service under contract and is in relation to the contract, an employee for the purpose of assessment for PAYG withholding under the ‘Tax Administration Act 1953 (Cth), Schedule 1, Parts 2-5.’  If you are a director of a company, you are only covered if your company has a workers’ compensation policy with an approved insurer and your personal details and your remuneration have been disclosed to the insurer. If the business is owned by an individual or partnership (not a company), family members who live together are only covered if their personal details and their remuneration are disclosed to the insurer.  Definition of a Worker Employers guide to workers compensation
Comcare	Claims and rehabilitation
Seacare	Claims and rehabilitation
DVA	Coverage of the Military Rehabilitation and Compensation Act 2004 (MRCA)  Coverage of the Safety, Rehabilitation and Compensation (Defence-related Claims) Act 1988 (DRCA)
NZ	Accident Compensation Act 2001 — s20–38